This seven-hour program is designed to help bankers understand the effects of federal regulations that deal primarily with lending issues. This seminar also covers state-specific important principle laws for real estate documentation. You will also learn how and when to comply with the federal regulations governing real estate.

What We Cover

• Regulatory changes current through the most recent date
• Your state's laws regarding real estate transactions, including liens
• How to control real estate construction loan risks
• Reg C - HMDA, including any recent changes, such as the significant changes made on January 1, 2004
• FDIC Improvement Act and its effect on your organization
• Appraisals - FIRREA Title XI requirements
• Requirements of legal description of property
• Real estate and the notary
• HUD Reg X - RESPA, including any recent changes
• When the lender needs to comply - requirements and penalties
• Flood insurance requirements: complying with the impossible
• Right of rescission: why the debtor may have up to three years to rescind
• Regulatory exam

Upcoming Programs (Click on date to see flyer)