Along with the recent changes to the information that is reported under Reg C (HMDA), there are
new ways that the examiners and the public can use that data to determine your financial
institution's compliance with fair lending laws. The amendments to Reg B (ECOA) offer new
ways for your lending staff to inadvertently discriminate. We will discuss "where others went
wrong." This webinar will help you understand what is prohibited as well as what is permissible
and will help ensure that your staff provides equal treatment of all loan applications.
Highlights
Explain the purpose of the five federal laws related to fair lending
Reg B - ECOA
Reg C - HMDA
Reg BB - CRA
Fair Housing Act
Americans with Disabilities Act
Identify the three types of illegal discrimination
Overt
Disparate treatment
Disparate impact
Identify the best practices to ensure compliance with fair lending laws
Provide an overview of interagency fair lending examination procedures
Webinar Requirements
Requirements for Audio
Speakerphone
Requirements for Optional Web Broadcast PowerPoint Presentation
